The 360 Plan circle of protection includes a 20 or 30 year level term life insurance. Plans include a Return of Premium benefit which guarantees the return of all your life insurance premium payments at the end of the life insurance policy's initial term period subject to policy provisions. In addition, if you are diagnosed with a terminal illness with less than a 12-month life expectancy, you will receive 100% of the life insurance policy's death benefit prior to death.

• Death benefit of $25,000 to $500,000
• Guaranteed level premium during the initial term period
• Guaranteed renewable
• Level death benefit