When you look to a partner for life and health insurance, you need two fundamental things. You need a company with the financial strength and stability to always be there for you, no matter what the winds of change may bring. And you need a company that leverages its strength to provide innovative and flexible new solutions — solutions that respond competitively in an ever changing marketplace. That solid partner is Independence Holding Company (IHC).

IHC is a publicly traded company. (NYSE:IHC) with assets in excess of $1 billion that has been providing life and heath insurance solutions for over 25 years We have expertise in six classes of fully insured medical (small group, individuals and families, short-term, dental/vision, limited and student), and rank nationally among the top five insurers in one of our key niche areas — medical stop-loss coverage. IHC has the stability and the resources to deliver the confidence and peace of mind you seek.

Strong Financial Footing

• Over $1 billion in assets.
• Consistent positive net income in all quarters reported since 1992
• Average investment portfolio rating of "AA."
• Grew from market cap low of $13 million in 1992 to now being included in the Russell 2000 Index with a market cap of $300 million.
• Through our subsidiaries, licensed in all 50 states representing an estimated $800 million in annualized gross premiums as of December 31, 2007
• Named one of the 200 Best Small Companies by Forbes Magazine.